BUSINESS & COMMERCIAL

EMPLOYEE
BENEFITS

LIFE
INSURANCE

PROFESSIONAL LIABILITY

WORKERS COMPENSATION

Employee Benefits

Quote Forms

Looking for coverage? Click any of the following links to submit a quote for quick, accurate and affordable rates.

Employee Benefits Insurance Request
Business Owners (BOP) Quote Form
Life Insurance Quote Form
Professional Liability Insurance Request
Workers Compensation Insurance Request

Employee Benefits for Businesses Throughout New York

Your employees are one of the biggest assets to your business. Attracting and keeping top talent is crucial for offering the best care to your clientele, and the key to doing so is to offer an impressive employee benefits plan.

Zupnick & Associates are trusted Employee Benefits experts who understand the balance you need between providing quality coverage and protecting your bottom line. That’s why we work closely with carriers to negotiate the best prices without sacrificing benefit quality. You also enjoy an annual follow-up to assess your employees’ satisfaction levels with the coverage provided.

Types of Employee Benefits

There are many types of employee benefits available to cover your employees. Some of the common and important employee benefits you should consider offering include:

Medical Benefits

Medical benefits packages are one of the main draws for employees. Workers look for a comprehensive health plan that can cover them and their family. Medical benefits you can offer include:

·        Group Healthcare: Group healthcare packages offer basic health insurance coverages such as compensation for hospital visits, doctors’ visits, health exams, procedures and more.

·        Dental and Vision: Dental and vision benefits are additional coverages that can help draw in employees. Many basic healthcare plans exclude dental and vision coverage, so offering these can help put you ahead of other companies.

·        Workers’ Compensation: Workers compensation provides assistance if an employee is injured on the job. If an employee is injured at work, this insurance can cover medical bills, disability benefits, wage replacement and, in extreme cases, death benefits.

·        Flexible Spending Account: Flexible spending accounts allow employees to put in money to later withdraw for certain out-of-pocket health care.

Life, Accident Insurance and Disability Plans

·        Life Insurance: There are basic and supplemental life insurance plans you can offer for employees. Life insurance can cover an employee and their families in case an employee suddenly passes away.

·        Disability Insurance: Disability insurance provides compensation for a portion of an employee’s monthly income if an injury or illness prevents them from working.

·        Business Travel: Business travel insurance covers unexpected travel incidents, including emergency medical care.

Retirement

·        401(k) Savings Plan: A 401(k) is a must. This plan allows employees to save for their retirement.

Additional Benefits

Additional benefits to consider include:

·        Tuition reimbursement program

·        Paid holidays

·        Vacation days

·        Sick and bereavement days

Get Started Today

Benefit from our thorough understanding of the Patient Protection and Affordable Care Act (PPACA) as we guide you through the nuances of this constantly changing law to preempt fines and hassles. In contract with legal experts, we manage your compliance needs, including filing, variable employee tracking, notices, 1095-C, and all other Act components.

Call Zupnick & Associates at 718-534-1194 or fill out an online quote form to get started today.

Common Employee Benefits Questions

How Many Employees Do You Need Before Offering Benefits?

As a rule, 50 employees are the mark for legally requiring certain employee benefits. You may want benefits even if you have less employees, however—especially if you are having trouble maintaining a reliable workforce.

How Much Do Employee Benefits Cost?

The cost of employee benefits depends on the type and amount of benefits as well as the size of the business. The higher income your business makes, the may you may pay for employee benefits. Fill out an to find out how much you can save on employee benefits.

What Employee Benefits are Required by Law?

Workers compensation is required in most states to protect employees. You may also be required to offer social security and unemployment insurance.

What is Employee Benefits Insurance?

Employee benefits insurance cover errors and omissions concerning a business’ employee benefit plans. If a mistake is made with employee benefits, this insurance can protect a business against related claims.